Start the New Year Off with a Financial Checkup
Thursday, January 2nd, 2014 | Uncategorized | No Comments
After the festivities of the holidays are over, it’s a great time to slow down and take care of things that you may have been postponing. One of those important but often ignored needs is an annual financial checkup. Often this is best done in conjunction with an investment professional who can help walk you through a variety of considerations to ensure that you are on the path to reach your unique goals. Let the consultants at First National Bank assist you. They are committed to make banking everything it should be, with a goal of finding the right product(s) to fit your goals and risk tolerances.
Another timely consideration is whether you should refinance your mortgage. Rates are still very low, and whether you are building or buying a home, or refinancing your current home, First National has a mortgage product to meet your needs. They offer a wide variety of mortgage options for most borrowers. Fixed rate loans feature payment and interest amortization of up to 30 years with a locked in interest rate and payment amount. They also offer residential and land/lot loans and a wide variety of conventional, FHA, or VA home mortgages. Don’t miss the opportunity to capture savings on your mortgage – for many, their home is the biggest investment they will ever make!
About First National Bank
First National Bank was founded in 1907 in Loudon County and celebrated its 106th anniversary in May. The bank is proud to be a community bank and understands that its success depends in large part on the success of the locations it serves. The bank and its employees actively participate in clubs and organizations specific to each community served. Tellico Village Manager, Karen Hawkins, says, “At First National Bank, Full Service Bank means much more than just financial assistance.”
First National Bank clients are offered a full range of commercial and consumer products and services at each of the nine branches in Knox, Loudon, Blount, and Bradley counties. Along with traditional checking and savings products, the bank offers online banking, electronic bill payment, and mobile banking. On the loan side, individual customers enjoy the benefits of local ownership and management when applying for a loan. From personal and simple interest loans to mortgages and home equity loans, First National’s loan officers strive to offer loan products that meet the needs of each individual customer.
Commercial deposit products available include a Cash Management Service that allows businesses to bank online with ACH origination, remote deposit, and a sweep account. Business loans are structured to meet each business’s unique needs. A commitment to excellent service is demonstrated in the decision making at the branch level, flexible service, and acknowledgement of customer feedback. At First National Bank, phones are still answered personally instead of by machine.
For a complete list of locations and hours, visit www.fnbtn.com.
